Watercraft Insurance

Cast off without a care. We’ll protect you and others, so you can enjoy your sailboat, powerboat or cruiser and the accessories that go with it.

While We Can Cover Boats of Different Types, This coverage is Ideal for the Following

  • Pleasure-use watercraft, up to 26 feet
  • Inboard/outboard, or outboard
  • Fibreglass boats up to 15 years old
  • Other types of boats up to 10 years old

What’s Included

Coverage for boats, motors, accessories and trailers.

  • Liability
    • Amount: Up to the limit in your home policy
  • Coverage for physical damage to the boat, motor and trailer
    • Deductible of $200
  • Replacement cost is based on the actual cash value (ACV) of the craft

Things You’ll Want to Know

You need to have a Johnson home insurance policy for this “add-on coverage”. 


Home and auto policies are primarily underwritten by Unifund Assurance Company (“Unifund”). Unifund and Johnson share common ownership. Auto insurance is not available in BC, SK and MB. An alternate plan is available in QC. Eligibility requirements, limitations or exclusions may apply and/or may vary by province/territory.